Gather vs PocketSmith: Which is best?
Gather is the best PocketSmith alternative in Australia for people who want to see and manage their whole financial life, without the admin.
Parth Gulati· Updated June 23, 2026
What is Gather?
Gather is the money app built for people who want financial clarity and progress, but without the admin.
It brings your entire financial life together, so you can understand what you own and owe, stay on top of your finances, and grow your wealth on the go.
What is PocketSmith?
PocketSmith is accounting-style personal finance software for creating detailed budgets and reports from your bank accounts.
Gather vs PocketSmith Comparison
Gather is the best PocketSmith alternative in Australia for people who want to see and manage their whole financial life, without the admin. Here is how they compare.
Company
| HQ | Sydney, Australia | Dunedin, New Zealand |
|---|---|---|
| App Store Rating | 4.7 / 5 | 3.1 / 5 |
Wealth & Net Worth
| Assets, Liabilities & Net Wealth | Yes | Yes |
|---|
Syncing
| Banks | Yes | Yes |
|---|---|---|
| Stock Brokers | Yes | No |
| Crypto Exchanges | Yes | No |
| On-Chain Crypto Wallets | Yes | No |
| Multi-Currency Accounts | Yes | Yes |
| Add Other Accounts Manually | Yes | Yes |
Property
| Automatic Property Value Estimates | Yes | No |
|---|---|---|
| Track Equity by Linking Loans & Offsets | Yes | No |
Investment Holdings & Performance
| Import Investment Holdings | Yes | No |
|---|---|---|
| Performance Analytics | Yes | No |
| ASX Market Data | Yes | No |
| US Market Data | Yes | No |
| Crypto Market Data | Yes | No |
Bills & Spend Tracking
| Bill & Subscription Calendar | Yes | Yes |
|---|---|---|
| Search & Filter Transactions | Yes | Yes |
| Cashflow Analytics | Yes | Yes |
| Cashflow Forecasting | Soon | Yes |
| Savings Rate | Yes | No |
| Budgeting | Yes | Yes |
| Widgets | Yes | No |
| Rules | Yes | Yes |
| Export Transactions | Yes | Yes |
Tax & Support
| Tax Deduction Assistant | Yes | No |
|---|---|---|
| Deduction Automation Rules | Yes | No |
| Tax Deductible | Yes When used to manage tax records and income producing assets | Maybe Talk to your accountant |
| Customer Support | In-app live chat with the founders | Form submission |
Gather vs PocketSmith: Which is Right for You?
Gather is built for people who want financial clarity and progress, but without the admin.
PocketSmith is built for people who are comfortable with tools like Xero and want to manage money like an accountant.
Choose PocketSmith if you are prepared to spend time learning the system and want to create detailed budgets and reports in front of a computer.
Choose Gather if you want to see and manage your whole financial life in a beautifully simple app. Banks, stock brokers and crypto exchanges sync in real time. Property values update automatically. Built-in tax tools help you find deductions you might otherwise miss.
It all works together, so you can make better money decisions on the go.
Plus, your Gather subscription may be tax deductible when used to manage tax admin or income producing investments.
Hear from Gatherers
"A breath of fresh air to traditional finance apps."
"Gather has completely changed how I look after my finances."
"I love the new direct syncing with Stake, Commsec & Betashares."
"The Rules feature is my favourite - it automagically sorts my transactions, saving me heaps of time, especially at tax time."
"Gather is exactly what I'd been looking for to track my investments - as well as my bank accounts and super."
"The whole app almost feels like something Apple would make. It's a pleasure to use."
Supported banks, brokers and exchanges
Search banks, super funds, share platforms, and crypto providers you can add to Gather. If it is not listed, you can still track it manually.
Betashares
Direct Integration
CBA
Open Banking
Coinbase
Direct Integration
CoinSpot
Direct Integration
CommSec
Direct Integration
ING Direct
Open Banking
Macquarie
Open Banking
NAB
Open Banking
Stake
Direct Integration
FAQs
Is Gather a good PocketSmith alternative?
Yes. Gather is a strong PocketSmith alternative if you want a simpler, mobile-first way to track your whole financial life.
Does Gather have cashflow forecasting?
Gather has cashflow analytics today, with cashflow forecasting planned.
Which app is easier to maintain?
Gather is designed for people who want clarity without heavy setup or ongoing admin.
About Parth
Parth Gulati is a founder and CEO of Gather. He has spent more than a decade building personal finance software.
Before Gather, he spent 7 years as a Product Leader at Finder. He led Finder to become Australia's first Open Banking-accredited comparison site, and took the Finder app from idea to launch.
His goal is simple: to make money more approachable and easier to understand, so people can make real financial progress.
